Local vs Cloud AI Costs

TCO Report Generator

Local AI vs. ChatGPT, Claude, Gemini & Copilot: What Three Years Actually Costs

Enter your team’s numbers, pick which cloud AI tools you’re comparing against, and generate a clean one-page report you can hand to a partner, an office manager, or whoever signs off on the budget.

Your team

1100+
1 year
3 years
5 years

Cloud AI tools to compare (typical per-seat pricing — edit if you have your own quote)

ChatGPT Business OpenAI · annual billing, 2-seat minimum
ChatGPT Enterprise OpenAI · quote-only, ~150-seat minimum
Claude Team Anthropic · Team Standard seat
Google Gemini Workspace Business Standard, Gemini included
Microsoft 365 Copilot Add-on cost incl. qualifying M365 license

Per-seat prices are typical published or reported 2026 rates and change often — several enterprise tiers (Claude Enterprise, ChatGPT Enterprise) also bill variable usage on top of the seat fee, which isn’t included here. Edit any field to match your actual quote.

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